Seeking a higher return on your money without much risk?
Consider an IDB-IIC Federal Credit Union Share Certificate! It is a safe and secure investment that can provide you with higher yielding options no matter what you are saving for.
5 Reasons to Open a Share Certificate Account with us
- You can open it with as little as $250
- We offer a wide variety of terms ranging from six months to seven years
- Dividend rates are guaranteed for the investment term
- You have the option to reinvest your dividends in the same certificate or have them paid to a separate account each month
- Your funds are insured under the National Credit Union Share Insurance Fund*
*Your savings are federally insured to at least $250,000 and backed by the National Credit Union Administration, a U.S. Government agency.
How do Share Certificates Work?
A Share Certificate is a fixed-rate, fixed-term savings account issued by a credit union. Share Certificate Rates are measured in Annual Percentage Yields, also known as APY. Naturally, the APY varies depending on the amount of the certificate and the length of the certificate term. For more information on Share Certificates, please click here.
Step Up Option
Concerned about tying up your funds? Don’t worry. Open a Step-Up Certificate and you’ll have the option of increasing your rates if they rise during your certificate term.
Grand 2.75% Share Certificate
Check out our new Grand 2.75% Share Certificate*¹, with a special rate that will grow your money in as little as 13 months!
- High yield
Enjoy our competitive rate and watch your money grow
- Short maturity
In just 13 months, you can pocket hundreds in dividends*²
- Safe investment
No risk here, just a great financial decision
- $250 minimum
Minimum deposit of $250.00
Log into Online Banking today to open a Share Certificate account and take advantage of this special rate!
At the IDB-IIC Federal Credit Union, our financial stability supports your financial wellness.
*¹ This Account is a dividend bearing account. The prospective dividend rate on the account is 2.75% with an annual percentage yield of 2.78%. The dividend rate and annual percentage yield will not change for the term of the account. The dividend rate will be in effect for 13 months. The annual percentage yield assumes dividends will remain on deposit until maturity. A withdrawal will reduce earnings. You must deposit a minimum of $250.00 to open this account. Click here for full disclosure.
*² Dividends are proportional to principal amount deposited.